The Apple Pay capability in the iOS 9 simulator is a welcome addition. But I don't see a way to turn Apple Pay off so that I can test how my app behaves when Apple Pay is not available or not set up yet to make payments.
Has anyone found controls in the iOS 9 simulator to turn Apple Pay off?
What you are asking for is not supported. Please file an enhancement request at http://bugreport.apple.com
For now, can you use a simulated device that does not support Apple Pay?