When I have quotes that are not in an attribute do I need to encode them using "
?
Which is correct? Exhibit A or Exhibit B?
<boat>
<name> Bertha </name>
<description> Good boat. 10 feet long. "Fixer-upper"</description>
</boat>
<boat>
<name> Bertha </name>
<description> Good boat. 10 feet long. "Fixer-upper"</description>
</boat>
Both of your examples are valid.
You only need "
inside an attribute value; a "
character would close the attribute early.