Prevent last rows in List to be covered by other view in ZStack

I have a List partially covered by a translucent view (let's call it the overlay). My problem is that for long lists last rows are not accessible since they are covered by the overlay.

I'm using a ZStack to layout the final view. I've thought about adding some kind of padding on last rows that could make the list content a bit larger, so it can scroll completely out of the overlay, but I don't know how, or even if using ZStack is the correct way to doing for lists.

import SwiftUI

struct ListWithBottomOverlay: View {
  var body: some View {
    GeometryReader { proxy in
      ZStack {
        List {
          ForEach(1..<20) { number in
            Text("\(number)")
          }
        }

        VStack {
          Spacer().frame(maxHeight: .infinity)

          VStack {
            HStack {
              Button(action: {}, label: { Text("Hello") })
                .frame(minHeight: 100)
            }
            HStack {
              Button(action: {}, label: { Text("World!") })
                .frame(minHeight: 100)
            }
          }
          .frame(maxWidth: .infinity)
          .background(Color(.yellow).opacity(0.8))
        }
      }
    }
  }
}

struct ListWithBottomOverlay_Previews: PreviewProvider {
  static var previews: some View {
    ListWithBottomOverlay()
  }
}

I apologize if it is a duplicate question, I've just started to learn SwiftUI so I'm a bit lost yet about how to search for correct terms.

The possible solution is to calculate height of overlay area and add some transparent view with that height to the bottom of the list.

Here is a demo of approach using view preferences. Tested with Xcode 12 / iOS 14

struct ListWithBottomOverlay: View {
  @State private var height = CGFloat.zero
  var body: some View {
    GeometryReader { proxy in
      ZStack {
        List {
          ForEach(1..<20) { number in
            Text("\(number)")
          }
          Color.clear.frame(height: height)  // injected empty space
        }

        VStack {
          Spacer().frame(maxHeight: .infinity)

          VStack {
            HStack {
              Button(action: {}, label: { Text("Hello") })
                .frame(minHeight: 100)
            }
            HStack {
              Button(action: {}, label: { Text("World!") })
                .frame(minHeight: 100)
            }
          }
          .frame(maxWidth: .infinity)
          .background(GeometryReader {
                // use color filled area in background to read covered frame
                Color(.yellow).opacity(0.8)
                    .edgesIgnoringSafeArea(.bottom)
                    .preference(key: ViewHeightKey.self, value: $0.frame(in: .local).size.height)
            })
        }
      }
      .onPreferenceChange(ViewHeightKey.self) {
        // view preferences transferred in one rendering cycle and
        // give possibility to update state
        self.height = $0
      }
    }
  }
}

struct ViewHeightKey: PreferenceKey {
    typealias Value = CGFloat
    static var defaultValue = CGFloat.zero
    static func reduce(value: inout Value, nextValue: () -> Value) {
        value += nextValue()
    }
}