How to split more than one comma separated column as a separate row in SQL using CROSS APPLY

I have one table having following rows

now I want to write a SELECT query to get these comma separated Phone and Courses as a separate row. By using this SELECT query I yield results till Phone column but stuck at 2nd column. Select query is

SELECT 
    Name, 
    value phone,
    courses
FROM 
    tblName 
    CROSS APPLY STRING_SPLIT(phones, ',');

This query shows me following results:

Please help me to split Courses column as like Phones and want to yield following results:

Since - according to your description - you used CROSS APPLY and your query was successfully executed, this means you are using a SQL Server DB, not MY SQL. You can do two CROSS APPLY to get your expected result. This will produce exactly the outcome you have shown in your question:

SELECT name, phone, value courses FROM
(SELECT name, value phone, courses 
FROM tblName CROSS APPLY STRING_SPLIT(phones, ',')) x
CROSS APPLY STRING_SPLIT(courses, ',')
ORDER BY name, courses, phone;

You can verify this here: db<>fiddle

But this is very risky and you really should avoid such comma-separated contents in one column. I highly recommend to create separate columns for the different values in future.