I just validated an HTML document using the W3C validator, and found that if I use:
<meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1">
with:
<!DOCTYPE HTML>
Line 4, Column 72: Using windows-1252 instead of the declared encoding iso-8859-1.
However, it is fixed if I use:
<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
I don't really understand what is happening. Also, I don't even know how to use the DOCTYPE tag, I just copied and pasted one from around the web.
A couple of points:
<meta charset="iso-8859-1">
That said, HTML validators don't serve that much purpose in this day and age.
But apparently the default for HTML4 was iso=8869-1. That said, the default charset for HTML5 is UTF-8.
More information about the HTML5 doctype can be found in this post by John Resig.