emvmagnetic-cards

Is there any way to understand if the card(emv or magnetic) is used first time at ATM or POS? For EMV card ATC is reliable?

Is there any way to understand if the card(emv or magnetic) is used first time at ATM or POS? For EMV card ATC is reliable?

Solution

  • The "first time" could be different.

    You can ask for ATC after selection ( command 80CA9F5200 ) and if it equals 0000, Get Processing Options wasn't performed, what means there wasn't any transaction. Bit if if > 0000, it does not mean what "full" transaction was on card. ATC shows number of launch command Get Processing Options.

    For Visa card you can find specific bit in CVR ( CVR3, BIT5 ) "New card". He shows if successful online transaction was performed with card.