Is it right, that in OWL-DL, if some :x has an rdf:type of something which is an owl:Class, e.g. :Car
:Car rdf:type owl:Class .
:x rdf:type :Car .
or equivalent
:Car a owl:Class .
:x a :Car .
it cannot be deduced, that :x must be an owl:(Named)Individual, thus one have to specify that additional fact always manually?
:x a :Car ;
a owl:NamedIndividual ;
:hasType :Ford ;
:hasColor "red" .
OWL and RDF are different things. OWL ontologies can be represented in RDF, by following the rules specified in the OWL 2 Web Ontology Language Mapping to RDF Graphs document. If you have a look in there, the ways that owl:NamedIndividual are used are:
If an ontology contains the axiom:
Declaration( NamedIndividual( *:a ) )
then the RDF mapping contains the triple:
T(*:a) rdf:type owl:NamedIndividual .
and similarly, if an RDF mapping contains:
*:x rdf:type owl:NamedIndividual .
then the ontology contains
Declaration( NamedIndividual( *:x ) )
(and there's one more case for annotated axioms, but it's essentially the same).
In looking through some more of the semantics documents, I don't see any other places (except for enumerated class expressions) that permit adding an x rdf:type owl:NamedIndividual
RDF triple or inferring NamedIndividual(x)
.